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We are in a position now to find solution. Don't wait until is to late.If you see that you are overdebted.Go to talk with your creditors,don't expect that miracle will happen,don't try to gamble to get more money.If you do so you will waste your last money.
But if you go to talk with your creditors to arrange the way of payment.If they accept your suggestion they will minimize your monthly instalment and extend your time to pay..eg:if you was to pay 12 month R200,(R2 00x12). After negoating,you may pay R120x20. So easy as 1,2,3.
If your debtors does not accept your application,you'll need to contact a debt councillors or a National Credit Regulator,to find a solution in your matter. You are the one who is in charge. So act fast to find a way out of debt.'YOU CAN BE DEBT FREE'.
BUT NOW IF YOU TOTAL BROKE YOU'VE NOTHING TO GIVE TO THE PEOPLE YOU OWED,THERE IS NO NEED TO GO TO THOSE PEOPLE AS THEY WILL GIVE U A LOT OF STRESS.just keep-on reading this blog as u will find your solution,